Know Yourself, Know Your Money by Rachel Cruze

Yey, it's finally out! 

I'm referring to the latest book from the New Your Times' best selling author Rachel Cruze entitled "Know Yourself, Know Your Money: Discover WHY you handle money the way you do, and WHAT to do about it!

Last year, I wrote about Dave Ramsey and his personal finance books and principles. Those of you who watch Papa Dave's Youtube videos or listen to his show in Spotify probably know that Rachel Cruze is his daughter who's also a personal finance expert herself. 

Today, I am happy to announce that I already have my own copy of Rachel's latest book, Know Yourself, Know Your Money. Just a few hours ago, I already gained some insights just by watching Dave and Rachel discuss this book on YouTube so I'm so excited to dive into this two-part, 14-chapter-long book about personal finance, budgeting, saving and wealth building.

While most of Dave Ramsey's book tackle the whats and hows of personal finance, this latest offering from Ramsey Press is more on the whys of personal finance. It discusses, among other topics, the psychology, strengths and challenges of the seven money tendencies.

The Seven Money Tendencies

The following are the money tendencies mentioned by Rachel in her book.

The Seven Money Tendencies (by Rachel Cruze)

  1. saver vs. spender
  2. nerd vs. free-spirit
  3. experiences vs. things
  4. quality vs. quantity
  5. safety vs. status
  6. abundance vs. scarcity
  7. panned giving vs. spontaneous giving

What do you think will your money tendencies be?

I'm not sure how exactly she defined them in her book (I still have to read everything to really know) but so far, from the bits and pieces I learned from their show today, my money strategies are saver, nerd, things, quantity, safety, scarcity and spontaneous giving.

Anyway, as part of my "RESET" strategy for 2021, I plan to read at least 52 books this year (about one book a week). So far, I got two boxes checked as I'm through reading The 8 Minute Organizer by Regina Leeds and A Monk's Guide to a Clean House and Mind by Shoukei Matsumoto on this 6th day of January. I liked both books and I am pretty positive that I'm going to enjoy reading Know Yourself, Know Your Money, as well.

Are there other books on personal finance that you can recommend for my reading list? At the rate that I'm going, I'll probably run out of books to read in six months.

PS. This is NOT a sponsored post, however, if you click on the links and buy the books/products listed above, Amazon MAY offer me some compensation for referring you.


  1. I bought her book today. Waiting for Amazon delivery. - Anna

    1. I'm excited for you. Let me know what you think about the book once you're done reading it, Anna.


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